Ff14 a bold decision

Final Fantasy 14

2013.08.15 02:48 Final Fantasy 14

A subreddit for the discussion of Final Fantasy XIV.

2015.09.09 05:52 jMayhem FFXIV Housing Market

This subreddit is for the buying and selling of houses in FFXIV. Join our discord! https://discord.gg/ff14housing

2010.11.03 18:01 mmmyum Slowcooking: Slow and Steady Wins the Race

Slowcooking is a food-related subreddit for sharing ideas, recipes or pictures in which a "Crock-Pot®" style slow cooker was used. Slow cooking is an ideal method for cooking less expensive portions of meat to make them more tender and tasty than by other forms of cookery. Vegetarian and vegan dishes can also be made via slow cooking. - crockpot, slowcooker, crock

2023.06.01 18:55 jackie4326 Why to buy Women shoes online rather than traditional stores?

Your dream footwear is just a shop away, but will you opt to go there or order online from the comforts of your home? So, is the shopping trend really changing? The growth of online shopping has completely changed the shoe industry. Shoe stores used to be crowded, and while they still do well, online shoe retailers have started to gain momentum. There are now several Indian shoe stores such as JackieHeels that serve online Indian buyers with top quality heels for woman. While the number of shoe retailers online has multiplied ten-fold, with many now providing shipping all over India. Whether you want to buy shoes for women online in Gurgaon or in traditional stores, you have a lot of options, and the decision is entirely up to you. In this article, we'll go through the upsides and downsides to buy shoes for women online in Gurgaon.
submitted by jackie4326 to u/jackie4326 [link] [comments]

2023.06.01 18:54 FirstContribution236 Real Estate agents consistently (and intentionally) failing to disclose HUGE deed restrictions - Seller or Agent Liable?

The county I live in (Midwest) and the surrounding counties have a program that is designed to preserve farmland and prevent it from being developed.
The program is state and federally sponsored (I'll call it the LPT program) - it effectively pays a landowner a certain amount of money to implement a deed restriction that: 1 - Prevents the land from ever being subdivided, 2 - Prevents any new structures from ever being built on the land, 3 - Has a list of restrictions (effectively covenants) on the land. You must have a minimum number of acres (45+) to qualify for the program, etc. so it is effectively only for medium to large farms in the area.
The difference in value between an LPT protected farm and a non-deed restricted farm is massive. We are talking - LPT farms sell for approximately 1/3 of what non-LPT farms sell for.
Real estate agents are intentionally failing to mention the LPT program - or the LPT status when listing LPT restricted farms. But farms that are not LPT restricted always mention that they are not LPT restricted (usually in the first sentence of the listing).
We have seen about a dozen LPT restricted farms in our area get listed, go pending, and then about a month or two later get relisted. This process seems to repeat itself numerous times until the farms either sell for their true value - or simply get pulled off of the market. (Buyers are discovering the LPT status and backing out.)
The main point:
We have a friend who purchased an LPT restricted farm ~2 years ago. Neither the selling agent or listing agent mentioned anything about it being LPT restricted (they have documents to prove this). 2 days before close the title search found the LPT deed restriction. The friend was from several states away - and had never heard of this program - so relied on the expertise of their real estate agent (and the seller's agent) to inform them on what this program was. The agents brushed it off as though it was nothing of consequence - and the friend moved forward with the purchase (Terrible decision).
They went to build a home on the farm and were stopped at the beginning of the permit process. They are not allowed to build any structures on the farm - and were told as much.
The question:
They have decided to sell the farm because of these restrictions - and have interviewed several real estate agents. All of these agents have effectively advised the friend not to mention anything about this LPT program restriction - and to deny that they know anything about it.
If they go this route, they may be able to trick someone into buying the farm and not losing a ton of money. However, this is both immoral and is simply kicking the ball down the road to the next person. Do the real estate agents who sold the friend this farm have any liability? Does the seller have any liability? Or is the buyer simply SOL in a scenario like this?
submitted by FirstContribution236 to RealEstate [link] [comments]

2023.06.01 18:53 investorsama How do I know I will enjoy this path?

I am a little introverted/shy. I don't like managing and leading projects or managing others. I don't mind talking and helping people, but when I have to be main decision maker and take the heat for failures, its quite difficult. Anyways, I was looking into IT mainly because I wanted to get into tech and I have been surrounded by using tech for my whole life 90% of the day. Built multiple computers, diagnosed my own problems and solved them with the help of the internet, genuine good problem solver and have enjoyment of figuring out issues and solving them.
I was planning on checking out the coursera google IT certs first to see if I would like this role as well and use that on my resume.
submitted by investorsama to ITCareerQuestions [link] [comments]

2023.06.01 18:52 Successful-Bit1394 Have you ever made a spontaneous decision that changed your life?

If you had a warning label, what would it say?
submitted by Successful-Bit1394 to u/Successful-Bit1394 [link] [comments]

2023.06.01 18:52 basicinsomniac Graduate Loan Advice. Enroll in the REPAYE plan now?

I have two federal direct unsubsidized loans: 21,500 at 6% and 21,500 at 6.6%. If loan forgiveness passes, I'll be at $33,000, so fingers crossed!
Is there any drawback to self-certifying now and getting on REPAYE instead of standard IDR? My income has grown a lot from when I was making payments in 2019/2020, but I'm on my own financially and pretty bummed about payments restarting.
My estimated payments are 400-700 dollars with a payoff in 6-9 years depending on the Supreme Court's decision. I realize some people have it much worse, but this still sucks.
submitted by basicinsomniac to StudentLoans [link] [comments]

2023.06.01 18:52 mostly_mostly12 Gaslighting slow ghoster

Has anyone ever experienced this particular form of gaslighting where someone slow ghosts you by suddenly reducing the frequency of their interaction, waiting for you to break up out of frustration and then denies they were slow ghosting intentionally. Instead they make you feel overly needy for expecting more frequent communication and make you feel like a crazy person and also make you question your decision to break up.
I don't know why it's so hard for me to accept that they are just a horrible person for doing this.
submitted by mostly_mostly12 to ExNoContact [link] [comments]

2023.06.01 18:51 Admirable_Leek_4850 Is the Duolingo English test a scam?

I have taken this test 3 times. The first time it said that there were some programs running, despite the fact that I made sure all programs were closed (had referred to the guidelines beforehand). The next time, to be on a safer side I used a Mac to take the test. The 2nd attempt was not certified as I look “away” from the screen for a prolonged period of time. The test is so fast paced, the only times I looked away would be to think or to look at the keyboard when typing. But that too just for a few seconds. I made it a point to look at the screen as this was instructed to me by someone and also mentioned in the guidelines.
I still thought alright, maybe I did look away for a longer duration let’s just take the test again. 3rd attempt, same thing happens again. Test could not be certified..looked away for a prolonged period of time.
I appealed against this decision and they just gave me an extra credit free of cost. But what’s the point of this if the test is never going to get certified?
I reached out to their help centre, asking for proofs or refund and as expected they were of no help.
If anyone’s faced a similar experience, please suggest what can be done. Thank you.
submitted by Admirable_Leek_4850 to duolingo [link] [comments]

2023.06.01 18:51 TinBeard The Zro must Flow: Bringing space drugs to Stellaris

Right now, there is no rare resource that feels like it’s worth fighting other empires for, while in other strategy games and the real world, countries come into conflict and make shady deals all the time in order to get their hands on oil, uranium, etc. This idea would make the mostly useless resource Zro into a space drug worth fighting for, where it can massively boost your economy if you have enough, and push you into war or genocide if your supply runs low.
The Idea:
Zro is an addictive space drug that can massively boost the productivity of any organic being (with a few side effects). Empires that have encountered Zro can use the new planetary decision "Distribute Zro" on any world, which makes all the pops on that world have a Zro upkeep, and in return gives +15% pop resource output and +0.5 crime per pop. Cancelling this decision or running out of Zro gives the world a withdrawal debuff that reduces resource output and stability for 10 years.
Made from the residue of souls of sentient life, Zro can now be manufactured with a Zro Cistern Building (unlocked via tech or certain civics) which melts down the three pops employed in it into Zro. If psionic pops are employed and melted down, they give much more Zro. Some empires (psionic, cartel megacorps, crimecorps) have a Zro purge type that inefficiently purges a species into Zro quickly. Psionic empires need Zro more than ever, but are now tantalizing targets to feed the itch of other empires.
Zro would become an extremely valuable resource that can crank up the production of a world dramatically, but running out is a massive risk. If you run out of Zro or your supplier cuts you off, all planets that have been using Zro now suffer from withdrawals, reducing output and stability for 10 years or until you get more Zro. Be nice to your Zro suppliers, pay extremely high prices on the market, or sacrifice pops to make your own to keep up with the demand.
Forum post with more detail: https://forum.paradoxplaza.com/forum/threads/the-zro-must-flow-bringing-space-drugs-to-stellaris.1587865/
submitted by TinBeard to Stellaris [link] [comments]

2023.06.01 18:50 Substantial_Air_6477 I need a creative, short and bold word

Hi people, I'm looking for a name for a sport brand that celebrates ordinary people who makes extraordinary things everyday. People who have overcome major challenges in life, achieved great goals in sport, or those who are committed with social causes and can be a source of inspiration and motivation for others to do the same.
Do you have any idea?
I think that you guys/girls are truly creative and can come up with great ideas! I'd love to hear one from you.
Remember: The best one, are short and bold
submitted by Substantial_Air_6477 to words [link] [comments]

2023.06.01 18:50 -artschoolboyfriend The arising of Choice

I've started to notice how my thinking has become a decision. I can actually choose whether I want to think or not.
Like most people I've always been unable to get out of my head and instead use distractions in order to cope.
With time through my meditation practice, I noticed being able to choose "follow the thought" or "remain in stillness". Most of the time I obviously choose "remain in stillness" and in this incredibly peaceful state I've also discovered how intuition takes over.
Instead of consulting my thoughts all the time, I'm letting intuition take care of me and so far it's doing an amazing job, I'm slowly gaining trust in myself (I have low self-esteem so this is HUGE for me).
Thoughts have their place ofcourse, I am not "anti-thoughts" at all (im using thoughts to write this) and its really sinking in how SO MUCH OF MY THINKING IS UNNECESSARY.
The biggest takeaway I guess for me is actually realising that my life will not fall apart if I keep choosing to remain in stillness and just ... not think.
submitted by -artschoolboyfriend to Meditation [link] [comments]

2023.06.01 18:50 ThaFlyingYorkshiremn Recommendation: Electric Skull Shavers (not clippers)

I’ve been shaving my head with mains powered hairdressing clippers without the guard/guide for years now and I’d like to get a skull shaver but the variety and price is making it a hard decision for me.
Which do you recommend and why? Additionally, what is your hair type?
submitted by ThaFlyingYorkshiremn to bald [link] [comments]

2023.06.01 18:50 alphanomix001 [GBR][BIZ][18] Seeking Technical Co-Founder for a personal finance platform.

I am looking for a Technical Co-Founder for a U.K. based personal finance platform. There is a huge market opportunity in this space (despite the presence of several players).
Our differentiator is that we have a data-driven personalised education/guidance overlay to help the users make smarter financial decisions on-the-go in the same work-flow while managing their money. So no more resorting to trial-and-error or going out of their way for lengthy financial education or inaction due to a lack of understanding.
We are targeting students & young professionals to start with.
We have already developed a functional web app with some market leading automation and analytics features. We have some initial traction and very positive feedback. We are looking for a tech co-founder to own the technical side of the business and further develop the proposition.
What we are looking for:
About me: Deep experience in Banking and Financial Services.
Please get in touch if this interests you. Thanks!
submitted by alphanomix001 to cofounder [link] [comments]

2023.06.01 18:48 Jamierhoden You’re not getting Archetype _____

I joined this subreddit seeking some new tricks to fully utilize my Neural DSP plug-ins and while I have done that I have also seen an ungodly amount of discussion about future Neural products, especially after the Archetype: Tom Morello.
I’ve seen so many out of left field suggestions including guitarists I had to google because I’ve never heard of them before (even as a huge prog and guitar fan).
I wanted to drop in and give my 2 cents. The truth is that the online guitar community is small but loyal. As a new company, Neural likely started with Plini and Nolly as those are two coveted figures in the online prog guitar space that would attract bedroom guitarists and prog enthusiasts to the brand. Branching out to the Cory Wong Archetype was smart as it brought in new players from the Pickup Jazz/Neo Soul community who would likely also use an amp simulator. Then a lot of heavy hitters like Petrucci, Gojira and Henson (hundreds of thousands of fans combined).
And now Tom Morello. Regardless of what you think of this plug-in, it’s probably the best business decision they’ve done so far. Time will tell but Tom Morello is a massive guitarist. Walk into any guitar center and you’ll hear a Rage Against The Machine riff. I haven’t used the plug-in but based on what I’ve heard from demos and Instagram clips it’s far from a lot of the negative comments I’ve seen on here.
Neural wants to grow and be an industry leader. I think it’s logical for them to chase big moves and players as they’re likely trying to make their business operate in the green after paying out tons of royalties, financing r&d for multiple products and keeping people on salary.
So basically, you’re probably not ever getting Archetype: Fripp. Or Archetype: Guy Who Uses One Kind Of Guitar Sound at this point. It just makes zero sense. Post-morello I think the brand will be targeting big team ups and amp models that appeal more towards your average player rather than the enthusiasts.
I’d love to hear any contrasting takes or thoughts. I just wanted to make this post because I felt that some posts and comments were a bit unrealistic and unreasonable with a brand that has already given the prog/guitar community a ton of good tools to work with.
Btw I have no affiliation with Neural and haven’t been put up to this, simply my own thoughts.
submitted by Jamierhoden to NeuralDSP [link] [comments]

2023.06.01 18:48 Solal-King-Raccoon Desperately need advice

Im supposed to be participating in a two week summer camp at a famous college during July. I am SOOOO looking forwards to this and I want to go so bad. However im UW (BMI 15.1) and my doctor said he would not allow me to go unless I gain a bit of weight back (I’ve lost a lot the last few months). To be able to go I have to gain around 2kg The problem is, I don’t want to recover I’m not ready. I’ve been restricting really low for a while and the thought of eating more and worse, gaining weight (which is my worst fear, i completely breakdown mentally whenever I see even a slight fluctuation up) absolutely terrifies me. I have until today to cancel my participation if I don’t feel ready, after that I (my parents) will have to pay a pretty big sum of money even if I don’t go. I don’t know what to do. I WANT to go. But I don’t think I’ll be able to gain weight/eat more and I don’t want my parents to have to pay for a camp I won’t attend. I would really appreciate it if anyone gave me some advice on what decision I should make :(
submitted by Solal-King-Raccoon to EDAnonymous [link] [comments]

2023.06.01 18:48 NotABlastoise Need help picking bar?

So I'm currently working at two bars right now, 3days each. I'm working myself to death at the moment so I told bar 2 I was putting my notice in and was going to go to bar 1 full time. I also told bar 1 this and they expect me back full time in two weeks. I'm picking bar 1 over bar 2, because bar 1 is going into their busy season and bar 2 is slowing down. That's the only reason though. Bar 2 is better managed, food is better, quality of service is better, etc.
Yesterday bar 2 pulls me aside and says, "We know you're leaving the state after the summer, we know your decision to go to the other bar is fully financial based. We however think you're an incredible bartender and we like having you on our team. We'd like to offer you a bar lead role to see if we can get you to stay full time here and leave bar 1."
The bar lead role would be 5days a week, set days off, 8-10hour days, helping train and organize the bar, plus just working the bar itself. They said it'd be $20/hr plus tips for 4 days a week (one of my days would be strictly organizing/prepping/etc).
If I go to bar 1, I'll be working 5 days, with terrible management, but in a more fun atmosphere, making more cash per shift, but nothing set in stone. And no set schedule.
If I go bar 2 with the lead role, I'll have a set schedule, I'll be guaranteed a minimum of $800 a week before tips, probably $1500-2000 a week after tips, management that wants me there, but I'll have some responsibility. Although tbf, I've just been training new people and organizing anyway since I started there cause they're a newer restaurant without many rules in place yet.
I'd be stupid not to pick the bar lead role right?
submitted by NotABlastoise to bartenders [link] [comments]

2023.06.01 18:48 SDR27 Cold Turkey quitting guide for discomfort minimization

I'm a 43 year old with a wife and two kids and a career in Finance. I started using Kratom to deal with the aches and pains I was feeling training Brazilian Jiu Jitsu. Very quickly I realized it didn't just help my pain. It made me more sociable, more energetic, happier in a genuine way. Id always dealt with depression and anxiety both social and independently, and after a dose of Kratom (3g typically for me) I felt amazing. I felt like calling people I hadn't talked to in ages. I wanted to do more with the family etc.
This went on at an accelerated pace for the next two years. I realize now that I was taking Kratom anytime I didn't feel "good" and that might have been tired, sore, hungover, or anything else. What I was really doing was taking every time the withdrawals started (every 4-6 hours).

I finally decided to quit. I tried the tapering route but it was too slow and the slight discomfort it brought on was too much to bear for months. eventually I made the decision to jump off cold turkey. Admittedly since then Ive been back on and back off a few times. As a result, Ive been really able to dial in the supplementation so make quitting CT as painless as possible. Im not a doctor, have no medical training, but I do supplement heavily and am personally comfortable with some minor biohacking. So here is my protocol. This is not a recommendation in any way, simply what i have found makes the most impact. I hope some of you find it useful!
Week 1 (acute withdrawals)
First few days are the hardest for discomfort. This is how I mitigated the first few days
- 10mg Valium every 6-8 hours while awake (Ive tried other benzos but Valium seems to have the best effect on minimizing the anxiety and "crawling out of your own skin" feeling). Most doctors will prescribe if you are honest about what you are facing.
- 800mg ibuprofen (ADVIL) as needed to calm headaches
- Magnesium Carbonate every 4-6 hours (I like "Natural Calm" on Amazon
- DISP (Delta Sleep Inducing Peptide) one injection (insulin pin) every 4-6 hours 150mcg doses. (DISP has been shown to significantly reduce opiate related withdrawals by up to 80% for a significant percent of people studied) and can be purchases easily online.
Gabapentin was also somewhat effective but for me and some people swear by it, but Valium was the best by far to reduce the overall effects of the withdrawal combined with DISP when it felt overwhelming.
Week 2 Forward (PAWS time!)
Daily supplementation:
5000iu Vitamin D
Fish Oil
Milk Thistle
L-Phenylalanine (helps bring back your energy and restart your adrenal system)
Sam -E (SAM-e increases the turnover of serotonin and may increase levels of dopamine and norepinephrine. It’s been shown to exhibit anti-inflammatory and analgesic effects and is often used to relieve pain while improving physical function)
Ive quit CT three times with this protocol and its really only requires about three "sick days" while you are taking Valium or some other Benzodiazapines. Benzo's are very addictive on their own so I only take for a maximum of three days. you will still have some tough days and sweaty nights but this has made a big difference for me and I really hope some part of it helps one of you on your journey to let go of the grip this plant can have on you of you let it too far into your life.

Good Luck!
You can do this!

submitted by SDR27 to quittingkratom [link] [comments]

2023.06.01 18:48 kiddy_gang Fear is a reaction. Courage is a decision.

Fear is a reaction. Courage is a decision. submitted by kiddy_gang to Tvlse [link] [comments]

2023.06.01 18:47 DueButterscotch557 What’s the story who is she does she already have a snark page

What’s the story who is she does she already have a snark page submitted by DueButterscotch557 to tiktoklesbiandrama [link] [comments]

2023.06.01 18:47 bobosquishy What's the best move to make with my lease?

Hello there everyone,
I'm 26, make about $79k before tax (so my paychecks are ~2100 bi-monthly), work from home 3-4x a week, don't pay rent, and I have about 3k in credit card debt and a personal loan for 15k that I'm down to 10k on. I have $7000 saved right now. My credit score is 743 right now but will probably hit 750 soon because I paid off a lot of CC debt this month + opened a new card increasing my total available credit by $5k.
I have a 2020 Kia Sportage S lease with 26k miles on it that I only pay $139/month for because I traded in my old car and was given some extra cash as a graduation gift. I use the car to run errands, commute to the train station for work 1-2x a week, do fun things on the weekends, and the occasional road trip. My lease is up in August, and I went shopping around and was absolutely gobsmacked at lease prices (~$400-500 for the same vehicle).
I love my car — it lacks only a few features that I would have liked to have if I was going to purchase it (like cooled seats, wireless Apple CarPlay, wireless charging) but those were just wishlist items, not dealbreakers. More notably: I did have a small accident in the car (lady ran a stop sign and clipped my rear quarter panel and bumper at a low speed, no major structural damage and car was repaired through insurance). I had to have the windshield replaced because of a rock and it's definitely not as soundproof as the OEM windshield. A rogue shopping cart slammed into the passenger door so it has a pretty large dent that looks expensive. I drove on a flat (no other option unfortunately) and the sidewall on one of the tires is suspicious but has held up for about 2 years so far without issue. Lastly, 2 of the rims are scratched because I'm silly.
Here's my dilemma: I can afford to lease a smaller car for around $300, but I don't want to downsize from my SUV to a sedan (trauma from prior car accidents, love of space, live in a climate where 4x4 is essential). However, I also don't know if I want to finance the $20k lease buyout price because interest rates are high and who knows what will happen to the car over 5 years.
What's the wisest decision to make here? The way I see it now, financing the remainder of the car is good because I'm the only owner, it's low-mileage, and the car is a Kia so it's bound to last without issue. I'm also pre-approved for a few loans (although the interest rates are above 10% so will have to shop more).
Grateful for any advice :)
submitted by bobosquishy to personalfinance [link] [comments]

2023.06.01 18:46 Twopawl Not Sure What We Are

I don’t ever post to social media anymore, because how do I tell the story of my life without talking about you? How can I post pictures of our adventures without you in them, with your beautiful smile and quirky poses? You have bled into every corner of my life, while our lives remain totally separate at the same time.
I suppose I could post all of the things I do without you, but that almost seems wrong. I imagine that it would hurt you, although likely you would not even notice.
But on the other hand, how could I post you everywhere, with me, without knowing what the fuck we even are? There is an inevitable fallout either way, so I post nothing. But the silence is so loud. I want my aging grandmother to be able to scroll and see the highlights of my life, the silly pictures, the weirdness. I want to be able to share that with her outside of our crunchy phone calls on Sunday nights.
It doesn’t help that you never post anything anymore either, although you did in the past. I hate myself for scrolling back and seeing all the sweet posts of you with the others who came before me. Why do I have to be the secret one, I wonder?
I am so ready to build a life with you, to maintain our separate lives and yet to build something shared too, here in the middle, where we can both feel safe. But you are so terribly OK with us being nothing publicly. You love the separateness broken only by sex and the occasional trip partner. You love having no one to talk to about your decisions for your house, your cars, your life, and your projects. There is no desire to share a project, goal, or space with another human. Well…. at least not with me.
I am always ready to accept you, as you are, and refuse to try and manipulate the situation into becoming what I want it to be, against your desires. It doesn’t hurt so much that you don’t want a life with me, what really hurts is seeing all those in the past that you DID want that with, and comparing myself to them. I wonder what it is that I lack? What could I be or do differently to inspire that desire in you? If I am not enough, why are you even with me? Am I just a convenience? A placeholder? An accessory?
I’ll keep ruminating on this alone in my mind and never whisper a word of it to you. You can be whatever it is that you want to be. I will be here, until one day I won’t. I wonder if you’ll be more interested in me then? I wonder how you will think about me when I am gone.
submitted by Twopawl to UnsentLetters [link] [comments]

2023.06.01 18:46 danjosefz Becoming a Skilled Trader: The Importance of Avoiding 17 Common Trading Mistakes

Becoming a Skilled Trader: The Importance of Avoiding 17 Common Trading Mistakes
Improve your trading skills by avoiding 17 common mistakes, such as emotional trading, neglecting trends, and overusing leverage. Ensure a more profitable journey. https://www.wikifx.com/en/newsdetail/202306014744562301.html?gip=TGal61
Acting on Emotion: Whether it's panic, greed, or elation, allowing emotions to dictate your trading decisions can lead to impulsive actions, such as overtrading or prematurely closing profitable trades. To prevent emotional errors in trading, it is crucial to stay focused, set achievable goals, and avoid letting emotions overpower rational thought.
submitted by danjosefz to u/danjosefz [link] [comments]

2023.06.01 18:45 howbizsolutions Starting a Business in Toronto: Advantages, Challenges, and Comprehensive Guide

Starting a Business in Toronto: Advantages, Challenges, and Comprehensive Guide
There are many advantages to starting a new business in Toronto. Toronto is the largest city in Ontario. Canada has a diverse economy. It is home to many Fortune 500 companies and is a hub for innovation and entrepreneurship. Toronto is a multicultural city with a high quality of life and a diverse and talented workforce.

However, starting a business in Toronto also comes with challenges. Toronto is a competitive market, and you need a solid business plan and a unique value proposition to stand out from the competition. It would be best if you also were prepared for the high cost of living and doing business in Toronto.
Whether you are a seasoned entrepreneur or a first-time business owner, there are many factors to consider when starting a business in Toronto. This comprehensive guide will provide you with all the information and resources you need to start a business in Toronto, Canada.

Step 1: Identify Your Business Idea

The first step in identifying a business idea is to conduct market research. This affects gathering information about your target market, including their needs, preferences, and behaviors. It would be best to research your competitors to determine what products or services they offer, how they price their offerings, and how they market their business.
Once you understand the market well, you can start brainstorming potential business ideas. It’s important to consider your skills, knowledge, and experience when developing ideas. It would be best to think about your passions and interests, as starting a business in a field you are passionate about can make the process more enjoyable and rewarding.
When considering potential business ideas, it’s important to focus on scalable ones that can be profitable in the long run. It would be best if you also thought about the level of competition in the market and the barriers to entry, such as legal requirements or licensing.
One approach to identifying a viable business idea is to look for unmet needs or underserved markets. For example, you may identify a new product or service need in a particular niche market. Alternatively, you may see an opportunity to improve upon an existing product or service by offering better quality, lower prices, or more convenient delivery.
Another approach is to look for trends or changes in the market that may create new opportunities. For example, you may identify a growing demand for environmentally-friendly products or services or a shift in consumer behavior toward online shopping or mobile devices.
When you have identified a potential business idea, testing it before investing too much time and money is important. This may involve creating a prototype or minimum viable product, conducting market research or surveys, or running a small-scale pilot program.
Ultimately, the success of your business will depend on many factors, including the quality of your product or service, your ability to market and sell it effectively, and your ability to manage finances and operations. However, by taking the time to identify a viable business idea, you can increase your chances of success and build a business that meets your goals and aspirations.

Step 2: Conduct Market Research

Market research is a vital step in starting a business. It helps you to understand your target audience, the competition in the market, and the current market trends. With this information, you can create a business plan tailored to meet your target audience’s needs and ensure that your business is competitive in the market.
Identify a Viable Business Idea
Before conducting market research, you need to identify a viable business idea. This can be an idea that you have been considering for a while or something new that you have come up with. You can use your experience, expertise, research, and analysis to identify a viable business idea. The key is to ensure that the idea is viable and has the potential to be successful.
Gather Information About Your Target Audience
Once you have recognized a viable business idea, you must gather information about your target audience. This includes understanding their needs, preferences, and behaviors. You can gather this information by conducting surveys, focus groups, or by analyzing available data. This information will help you create a product or service tailored to meet your target audience’s needs.
Analyse Your Competitors
Another important aspect of market research is analyzing your competitors. This involves understanding your competitors, their products or services, and how they position themselves in the market. You can gather this information by conducting online research, attending industry events, or speaking to people in the industry. This information will help you identify opportunities and gaps in the market and create a competitive and differentiated business.
Understand Market Trends
Finally, it is important to understand current market trends. This includes understanding the broader economic, social, and technological trends impacting the market. You can gather this information by reading industry publications, attending industry events, and monitoring social media and other online channels. This information will help you to identify opportunities and threats in the market and to adapt your business strategy accordingly.
Resources for Conducting Market Research
Step 3: Develop a Business Plan
Developing a business plan is vital for any entrepreneur looking to start or grow their business. A well-crafted business plan can serve as a roadmap to success and help you navigate potential pitfalls. In this blog post, we’ll explore the key components of a business plan and offer tips on creating one that works for you.
First and foremost, a business plan should outline your business goals. These goals should be clear, measurable, and achievable. For example, your goal might be to increase sales by 20% over the next year. Once you have established yourc goals, you can start to develop strategies to achieve them.
When developing your business strategies, it is essential to consider your target market. Who are your ideal customers, and what are their needs? How can you meet those needs better than your competitors? This information will help you develop a marketing plan tailored to your target audience.
In addition to your business goals and strategies, your business plan should include financial projections. This includes revenue projections, cash flow projections, and profit and loss statements. It is crucial to be realistic when developing your financial projections, as these numbers will be used to secure funding and attract investors.
Another critical aspect of your business plan is a description of potential challenges and how you plan to overcome them. This might include market fluctuations, changing regulations, or unexpected expenses. By anticipating potential challenges, you can develop contingency plans to help you stay on track even when things don’t go as planned.
Finally, it is essential to have a solid understanding of your industry and competition. This means researching industry trends, analyzing competitors’ strengths and weaknesses, and identifying growth opportunities. By staying informed and adapting to changes in your industry, you can position your business for long-term success.

Step 4: Register Your Business

When starting a business, one essential step is registering your business with the government. This process varies depending on the location of your business, but in Toronto, there are main options for registering your business: Ownr.co.
Business Name
The first step in registering your business is choosing a business name. Your business name should be unique and memorable and reflect your brand’s values and goals. You will need to check the availability of your chosen business name before registering it. This can be done through a name search on the Ownr.co website.
Business Number
After choosing a business name, you must register for a Business Number (BN). A BN is a unique nine-digit identifier the government uses to identify your business for tax purposes. Register for a BN through the Canada Revenue Agency (CRA) website.
License and Permit
Once you have a BN, you must obtain the licenses and permits to operate your business legally. The licenses and permits you need will depend on the type of business you are starting and your business location. You can find information on the licenses and permits on the Ownr.co website.

Step 5: Secure Funding

Starting a business can be costly, and obtaining funding is crucial to launching your business. Entrepreneurs in Toronto have various funding options, including government grants and loans, venture capital, and angel investors.
Government grants and loans
Government grants and loans are among the most popular funding options for entrepreneurs in Toronto. The Canadian government funds small businesses through programs like the Canada Small Business Financing Program and the Canadian Innovation Program. These programs offer funding to startups working on innovative projects or creating jobs in their communities.
Venture capital
Venture capital is another funding option for entrepreneurs in Toronto. Venture capitalists are investors who fund startups in exchange for equity in the company. These investors are typically interested in high-growth startups with potential significant returns. In Toronto, many venture capital firms specialize in investing in startups, including OMERS Ventures and Georgian Partners.
Angel investors
Angel investors are also a popular funding option for entrepreneurs in Toronto. Angel investors are high net worth individuals who fund startups in exchange for equity in the company. They are often more willing to take risks than traditional investors and are interested in supporting innovative startups. In Toronto, many angel investor groups, such as Maple Leaf Angels and Golden Triangle Angel Network, provide funding to startups.

Step 6: Hire Employees

Hiring employees can be a daunting task for many small business owners. It involves a lot of planning, preparation, and legal compliance. However, hiring the right people can also be one of the most rewarding experiences for a business owner, leading to increased productivity, better customer service, and higher profits. This blog post will discuss the important things you need to know when hiring employees.
Employment laws
First, you must familiarize yourself with the employment laws and regulations that apply to your business. The Government of Canada website offers information on minimum wage, overtime pay, vacation time, and termination pay. You should also consult with a lawyer or an HR specialist to ensure you comply with all the legal requirements.
Hiring plan
Once you have a right understanding of the legal framework, you can start creating your hiring plan. This should include a job description that outlines the responsibilities, qualifications, and experience required for the position. It would be best to determine the salary range and benefits package you can offer.
Job advertising
When you start advertising the position, make sure to use a variety of channels, such as online job boards, social media, and networking events. This will help you reach a wider pool of candidates and increase your possibilities of finding the right fit for your business.
As the applications start, you should review them carefully and shortlist the candidates that meet your criteria. You can then schedule interviews with them in person or through video conferencing. During the interview, ask questions relevant to the job and assess the candidate’s skills, experience, and personality.
job offer
Once you have decided on who to hire, you should make a job offer that includes the terms and conditions of employment. This should also include any probationary period or performance expectations. Make sure to communicate clearly with the candidate and answer any questions they may have.
Train New Employment
After the new employee starts, it is important to provide them with an orientation and training program. This should include an introduction to the company culture, policies, procedures, and specific job training. It is also a good idea to assign a mentor or supervisor who can provide guidance and support during onboarding.
Employee Policy
Finally, consider creating an employee handbook outlining your company policies and procedures. This should include attendance, vacation time, sick leave, and performance expectations. Having a clear and consistent set of policies can help avoid misunderstandings and conflicts in the workplace.

Step 7: Market Your Business

Marketing is key to any business’s success. Once your business is operational, you must devise a marketing plan to connect with your target audience. You can access resources such as Toronto.ca, Inc.com, and HubSpot to learn about marketing strategies and best practices.
Marketing involves determining the right mix of products, prices, promotions, and place to reach your target market. Understanding your audience’s demographics, interests, and behaviors is essential in developing an effective marketing plan. By doing so, you can tailor your messaging and promotions to appeal to their specific needs and preferences.
Your marketing plan should include a mix of online and offline marketing tactics. Online marketing includes search engine optimization (SEO), social media marketing, email marketing, and online advertising. Offline marketing includes tactics such as print advertising, events, and direct mail.
Search engine optimization (SEO)
Search engine optimization (SEO) is optimizing your website to improve its visibility in search engine results pages (SERPs). Optimizing your website’s content, structure, and code can improve your rankings for relevant search queries, driving more organic traffic to your site.
Social media marketing
Social media marketing involves promoting your business on social media platforms such as Facebook, Instagram, Twitter, and LinkedIn. Creating and sharing engaging content can build a following and connect with potential customers.
Email marketing
Email marketing affects sending promotional emails to your email list. By crafting compelling subject lines and messages, you can encourage your subscribers to act, such as purchasing or signing up for a newsletter.
Online advertising
Online advertising involves paying for ads on search engines or social media platforms to drive traffic to your site. You can reach your ideal customers and increase your brand’s visibility by targeting specific keywords or audience demographics.
Print advertising
Print advertising involves placing ads in newspapers, magazines, or other print media. By creating eye-catching ads and targeting publications that are read by your target audience, you can increase brand awareness and drive traffic to your website.
Business Events
Trade shows or community events allow you to showcase your products or services to a live audience. You can attract potential clients and generate leads by creating engaging displays and promotional materials.
Direct Mail
Direct mail involves sending promotional materials, such as flyers or postcards, to a targeted audience. You can reach potential customers who have yet to hear of your business by targeting specific demographics or geographic areas.
Are you looking to increase brand awareness, generate leads, or increase sales? You must first determine your marketing goals and objectives to create an effective marketing plan. Once you have identified your goals, you can develop strategies.
Your marketing plan should also include a budget and a timeline for implementing your tactics. Setting realistic goals and budgets ensures your marketing efforts align with your overall business strategy.

Step 8: Get Help

Starting a business is a challenging endeavor that requires great determination, hard work, and, most importantly, a solid support system. The Government of Canada website offers resources and support for entrepreneurs, which can be incredibly valuable when starting a new business.
One of the most critical resources available to entrepreneurs is mentorship programs. These programs provide new business owners with guidance and support from experienced entrepreneurs who have already started a business. This support can be invaluable, as it can help new business owners avoid common pitfalls and make informed decisions.
In addition to mentorship programs, the Government of Canada website also offers networking events and workshops. These events are an excellent opportunity for entrepreneurs to connect with other business owners, share ideas, and gain valuable insights into the business world. Attending these events can also help entrepreneurs build their professional network, which can be crucial for future success.
Business associations and chambers of commerce are other valuable resource for entrepreneurs. These organizations provide a forum for entrepreneurs to connect with other business owners in their community and gain access to resources and information that can help them grow their businesses. A business association or chamber of commerce member can also help entrepreneurs establish themselves as credible and trustworthy business owners in their community.
Starting a business can be daunting, but with the right support and resources, it can also be incredibly rewarding. By taking advantage of mentorship programs, networking events, and workshops, as well as joining business associations and chambers of commerce, entrepreneurs can build the support system they need to succeed. The Government of Canada website is an excellent place to start when looking for resources and support for entrepreneurs.
One of the most significant benefits of seeking support and resources from the Government of Canada website is that these resources are often available free of charge. This is particularly important for new business owners operating on a tight budget. By taking advantage of these resources, entrepreneurs can access the information and support they need to start and grow their businesses without breaking the bank.
Another benefit of seeking support from the Government of Canada website is that the information and resources are often tailored to Canadian entrepreneurs. This means entrepreneurs can access information and resources relevant to their needs and challenges. For example, Canadian entrepreneurs may face unique challenges when navigating government regulations or accessing financing. The Government of Canada website resources can help them overcome these challenges.

Step 9: Find a Location

Choosing the ideal location for your business is essential to its success. You must take into account several factors, such as traffic and accessibility. Fortunately, the City of Toronto website has numerous resources to help you locate the perfect spot for your business.
When selecting a location, you must first determine your business type. A retail store, for example, will require a different location than a manufacturing facility. Your target market is also an important consideration, as you will want to choose a location that is easily accessible to them.
Traffic is critical to the success of a retail store. You must choose a location where there is a lot of pedestrian traffic. Consider the area’s demographics when selecting a location for your business.
Accessibility is also important. Your location should be easily accessible to your customers, whether they are arriving by car or public transportation. Choosing a location that is difficult to access will deter potential customers from visiting your business.
Competition is another factor to consider when selecting a location. If several businesses in the area already offer the same products or services as yours, it may be challenging to attract customers. It may be more advantageous to choose a location with less competition or to differentiate your business in some way to stand out.
Once you have identified a suitable location, you must set up your business operations. This includes establishing a business bank account, obtaining insurance, and creating an accounting system.
Business Bank
A business bank account is necessary for separating your business and personal finances. It will also make tracking your business’s expenses and revenue easier.
Insurance is also crucial for protecting your business against unexpected theft, damage, or liability. It would be best to speak with an insurance agent to determine what types of insurance your business requires.
accounting system
An accounting system is necessary for managing your business’s finances. It will help you keep track of your expenses and revenue and generate financial statements and reports. You can use accounting software or hire an accountant to manage your financial operations.
By following these steps and utilizing the resources available, you can start and grow a successful business that can help you achieve your entrepreneurial dreams.
Starting a business in Toronto, Canada, can be a challenging but rewarding experience. By following the steps outlined in this manual and utilizing the resources available, you can start and grow a successful business in Toronto. Remember to conduct market research, develop a solid business plan, register your business, secure funding, hire employees, market your business effectively, find the right location, set up your business operations, and seek help when needed. Good luck on your entrepreneurial journey!
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